Kernel Wealth | Growing your wealth and future has never been easier

Growing your future

Smart investments for you to reach your life goals.

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Ambitious future? Our auto-invest can help get you there

With dividend reinvestment your portfolio grows faster

Fee rebates for portfolios over $25,000

How it works

At Kernel, we believe that a diversified, low-cost portfolio of index funds is the key to a solid financial future. Designed for the investor with an ambitious future – whatever your life goals, we can help get you there. You can open an account as an individual, joint, for your kids, in a Trust or Company. Get started investing with Kernel today and benefit from state-of-the-art technology, low fees and expert, friendly service you might not have thought imaginable from a digital investment provider.

Build your portfolio

Research shows time and time again that index investing is the most reliable way to grow your money over the long term. Our index funds are designed with tax efficiency and total cost in mind. Check them out.

NZ 20 Fund
The NZ 20 Fund delivers long-term capital growth by investing in the twenty largest companies listed on the New Zealand Exchange (NZX). Learn More.

Kernel S&P Global 100
Own your piece of 100 blue chip companies across major equity markets. The biggest household names, they provide global diversification and long-term capital growth. Learn More.

NZ Small & Mid Cap Opportunities Fund
The NZ Small & Mid Cap Opportunities Fund delivers a tilt towards smaller companies listed on the New Zealand Exchange (NZX), as the first NZ Index Fund to invest outside the S&P/NZX 50. Learn More.

Kernel S&P Global Dividend Aristocrats
After a strong, regular distribution payment, look no further than Dividend Aristocrats. This Fund includes global companies that have a record of maintaining a high dividend over a sustained period of time. Learn More

NZ Commercial Property
The Commercial Property Fund delivers diversification in the property sector by investing in the eight largest REITs on the New Zealand Exchange (NZX). Learn More.

Kernel Global Infrastructure
A globally diversified exposure to mostly infrastructure lines of business, e.g. utilities, storage and telecommunications infrastructure providing relatively stable cash flow and inflation hedging. Learn More.