High Growth Bundle

Designed for long-term growth and diversification, the High Growth Bundle comprises of both local and global funds. This Bundle builds on the Core Bundle, with the inclusion of real assets.


5 year p.a. index total return to December 2021

Management fee p.a. (before rebate)


Total number of companies in the bundle

The funds in this bundle pay distributions

Bundle Overview

The Kernel High Growth Portfolio is a portfolio of pre-set allocations to several of the Kernel funds. It is designed to help New Zealanders build long-term wealth through efficient allocation to a range of geographic, sector and asset class exposures. This is achieved by investing in low cost, tax efficient, and diversified funds aligned to these objectives. Suitable for investors with an investment time horizon of at least 5 years before seeking to spend large amounts of their portfolio. This portfolio targets high growth and should suit investors with a medium-high risk tolerance.

Global 100
NZ 20


NZ Small & Mid Cap Opportunities


Global Infrastructure


Global Green Property


NZ Commercial Property


Fund weightings

Transparency is key and we think you should know which Funds are in this Bundle and their relative allocations. There are 510 companies in the Bundle, spread across 20+ countries, with a ~50% allocation to the U.S and ~30% to New Zealand. See the full sector and countries exposures at this date below.

Bundle Performance

3 months


1 year


3 years


5 years


Fund returns are after fees and at 0% PIR tax as at 31 December 2021. *Returns longer than 3 months are calculated using Total Return Indices in NZD and do not include fees. Past returns are not indicative of future returns. See our full performance disclaimer for more details.

Portfolios under $25,000


Portfolios over $25,000


Fees & perks simplified

The investment management fee rebate is on your total invested portfolio, not per fund. For more information on how this works, please see here


The risk indicator reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way. The lowest risk rating doesn’t mean “risk-free” and this risk indicator is not a guarantee of a Fund’s future performance. 

Documents & Resources

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