Simple & flexible pricing,
to suit every investor
The smarter way to grow your money.
Starter
Achiever
Premium
Portfolio Value
Under $1,000
$1,000 – $25,000
$25,000+
Annual Investment Fee*
0.39% – 0.55%
0.39% – 0.55%
0.29% – 0.45%**
Monthly Member Fee
Free
$3.00
$3.00
Transaction Fees
Free
Free
Free
Personalised Investing
Dividend Reinvestment
Unlimited Access to Support
from Kernel’s Customer Care Team
*The annual investment fee varies depending on the Fund you are invested in. To see more, view the individual Fund pages. **Premium members receive 0.1% p.a. rebate on their portfolio. Read more.
Starter
Achiever
Premium
Portfolio Value
Under $1,000
$1,000 – $25,000
$25,000+
Annual Investment Fee*
0.39% – 0.55%
0.39% – 0.55%
0.29% – 0.45%**
Monthly Member Fee
Free
$3.00
$3.00
Transaction Fees
Free
Free
Free
Personalised Investing
Dividend Reinvestment
Unlimited Access to Support
from Kernel’s Customer Care Team
*The annual investment fee varies depending on the Fund you are invested in. See the Fund pages for more info. **Premium members receive 0.1% p.a. rebate on their portfolio. Read more.
Why invest with Kernel
With Kernel becoming a successful investor is simple, with the tools and technology in the palm of your hand.
Fully digital
Online access available anytime
Personalised portfolio construction
You can invest in funds that meet your goals
Market leading index fund design
Proven investment strategy for growth and income
Online reporting tools
Performance reporting available at the click of a button
We’re fully transparent
With our investments and our communications
NZ based team
Real people with global experience, minus the jargon
Any time I contact Kernel, the team is very helpful. The platform is clean and easy to use too.
Emily
Christchurch, NZ
I am very impressed with the Kernel platform and the amazing customer service that is provided.
Vikas
Napier, NZ
I love investing with Kernel. The team is exceptionally good at explaining things to a first-time investor.
Marcus
Auckland, NZ
Frequently asked questions
Can I move my money if I want to?
Yes, you can withdraw your money at any time with no fees.
Where are the fees taken from?
The member fee is deducted from your Kernel Wallet on a monthly basis. Learn More
How much do I need to invest?
Our minimum to start is just $1.
Why should I choose you over competitors?
Our index fund design, team and platform set us apart. We promise to deliver a world-class index investing experience.
How do you define “long-term” investing?
To us, long term investing means investing for at least five years. Learn More
What do I need to get started?
To open an account you need an IRD number, passport or drivers license & an NZ bank account.
How does the fee rebate work?
A rebate of 0.10% p.a. is paid back to the wallet of any Premium account holders on a monthly basis. Learn More
Ready to invest with Kernel?
You may also call us on 0800 537 635 during 9am-5pm weekdays.
