A globally diversified investment in mostly infrastructure lines of business, e.g. utilities, storag...
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Partner with Kernel to unlock opportunity.
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Are you an accountant or virtual CFO working with businesses looking to get more out of their cash reserves?
Why Kernel?
Carefully considered financial products and technology, designed to achieve the best possible outcome.
A digital-first platform
Leverage Kernel’s technology to seamlessly onboard and service your client or business' needs.
No account, transaction or brokerage fees
Simple, transparent pricing so you and your clients win. No minimums deposits or investments.
Tax efficient, low cost investments
Our multi-rate PIE structure facilitates ease of tax compliance, daily liquidity and no buy or sell spreads.
Explore our funds
Choose from 27 diverse funds - NZ, global, hedged, unhedged, ESG or thematic.
A globally diversified fund that adjusts companies based on their S&P Global ESG score and alignment...
The Commercial Property Fund delivers diversification in the property sector by investing in the eig...
A globally diversified investment in mostly infrastructure lines of business, e.g. utilities, storag...
This fund invests in global real estate companies with weighting towards sustainable practices.
This fund includes and adjusts companies in the S&P/NZX 50 according to sustainability factors.
Own your piece of 100 blue chip companies across major equity markets. The biggest household names, ...
Own your piece of 100 blue chip companies across major equity markets, hedged against currency fl...
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Get in touchDo you have an account or product-related questions? Our Auckland-based team is here to help.
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Your questions, answered
To open a company account with Kernel, you'll need the registered name, address and IRD number of your company. This information will be used in the application process.
All directors, beneficial shareholders, and account authorisers must have their identities verified, either through uploading certified identity and proof of address documents or via electronic verification using a mobile number.
To start the application process, complete this company application form.
The adviser fee is separate, but overlayed, to Kernel’s underlying fund management fees.
Advisers can charge a fee of up to 0.50% in addition to our underlying annual fund management fee - for example, if our High Growth Fund’s annual management fee is 0.25%, the adviser fee is an additional 0.50% - the total fee that the customer would therefore pay is 0.75% (maximum).
There's no minimum balance or transfer amount to Smart Saver, making it accessible for businesses of all sizes.
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