We’d love to talk to you
We aim to respond to your enquiry within one business day, between 9 am - 5 pm on weekdays.



Superhuman customer service
People love us for our funds and the helpful, responsive people who are there to answer questions. There are no bots here, just Kiwis helping Kiwis.
Got questions?
We have answers.
What do I need to get started?
Five minutes of your time, your IRD number, your New Zealand identification and your NZ bank account details. If you don’t have NZ I.D. you can contact us for other options. See how Kernel works.
Who can invest?
All our products are available to New Zealand residents. While our Kernel KiwiSaver plan is currently only available to individuals over 18, we can open Invest accounts for kids, trusts and companies.
Start investing for a better tomorrow, today.
If you’d like to talk to a human, call us on 0800 537 635 during 9 am - 5 pm weekdays.