Cash Fund, Term Deposit or Saving Account: Which Do I Choose?
Where is the best place to put money you’ll need in the next few months or couple of years? Let’s take a look.

Tim Rodriguez
November 21, 2023
Our range of financial resources can support you or your clients' financial journey, whatever the investment strategy.
Where is the best place to put money you’ll need in the next few months or couple of years? Let’s take a look.
Tim Rodriguez
November 21, 2023
Looking at the example of a Cash Fund, we lay out how an investor should consider multiple factors w...
Dean Anderson
November 13, 2023
Market Update: Rising Bond Yields, NZ Election Impact and Cash is Still King
A lot has been happening around the world recently - rising bonds, an nz election and more. Find out...
Dean Anderson
October 18, 2023
KiwiSaver: The Good, The Bad and The Lessons
Kernel CE Dean Anderson shares his thoughts on the latest insights from the FMA's 2023 Annual KiwiSa...
Dean Anderson
September 20, 2023
Diversifying With Purpose: The Role Of Global Equity Index Funds
Global equity funds can provide a simple, convenient and cost-effective way to invest by allowing in...
Dean Anderson
June 22, 2023
Have you heard of the concept SPIVA but not quite sure what it entails? We dive into how SPIVA is us...
Prerna Chaudhry
June 18, 2023
Introducing the Kernel Global ESG Fund, a Paris Aligned index fund
The Kernel Global ESG Fund is a globally diversified index fund aligned with the objectives of the 2...
Dean Anderson
June 7, 2023
Why ETFs Are Unsuitable for New Zealand Investors
ETFs and index funds are not the same thing and if you're a passive investor in New Zealand, you rea...
Dean Anderson
October 28, 2022
How to Prioritise Your Financial Goals
Want to improve your financial situation but not sure how where to start? Check out the Kernel guide...
Ben Tutty
October 6, 2022
DIY Investing vs Financial Advisors: When, Why, How?
In recent years there has been an explosion in DIY investing, supported by the birth of user-friendl...
Chelsea Traver
June 30, 2022
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Indices provided by: S&P Dow Jones Indices