Learn to align your portfolio with your goals in our upcoming webinar on 

People love us for our funds and the helpful, responsive people who are there to answer questions. There are no bots here, just Kiwis helping Kiwis.

When Lovelyn is not looking after our Kernel customers she enjoys spending time exploring Tamaki Makaurau with her family and unwinding with a good Netflix series. She’s also a whizz in the kitchen - her specialty? Chocolate cupcakes with butter-cream icing! We can’t wait to try those!

As part of our Customer Success Team, Lovelyn is one of the friendly voices you speak to on the phone. She loves getting to know people whilst at the same time providing great support to all our Kernel customers.

Born in the Philippines, Lovelyn moved to Samoa at a young age before immigrating to New Zealand with her family at the age of 5. After a short stint in the sunny Hawkes Bay, they moved to Auckland. Here Lovelyn went on graduate from the University of Auckland, with a BCom in marketing and international business.

Her natural people skills made Customer Success the obvious career choice. Working as a customer service rep in a bank and a CS specialist for commercial equipment finance before joining the team at Kernel.

A recent arrival from Wellington you’ll find Caitlyn hunting out a good coffee in her new neighbourhood, in the kitchen baking or exploring the local walks with her dog ‘Odie’.

As Kernel’s Customer Success Team Lead, Caitlyn works closely with all parts of the business to ensure our customers receive friendly and knowledgeable support. The ultimate ‘Kernel experience’ of course!

With more than 9 years experience working in the financial services and start up space, Caitlyn enjoys finding ways to creatively solve customers’ problems. She also loves that no two days (or customers) are the same!

Outside of work, this North Shore native loves to chill out at the beach (of course)! She also enjoys painting landscapes of New Zealand and sharpening her aim on the archery field. 

As one of Kernel’s Customer Success Specialists, Kate operates across both our Customer Success and Marketing teams. A natural people person, she loves creating a great experience for all our Kernel customers.

Previously, Kate worked down south in the small town of Glenorchy, honing her customer service skills in the tourism industry. Unfortunately for Kate (but lucky for us), the pandemic saw her return to Auckland. Here she worked in Sales before finding her niche at Kernel.

As she embarks on her own investment journey, Kate is passionate about enhancing her investment knowledge and sharing her insights along the way. To kick things off she is working towards her New Zealand certificate in financial services, specialising in investments

If you’d like to talk to a human, call us on 

Screenshots of the dashboard in mobile and desktop

Your goals are personal, so your investment portfolio should be too. Choose the funds best suited to your future.

Investing isn’t easy, we just make it feel that way. Let our platform take the work out of managing your investments.

Take the guesswork out of investing with our smart platform and funds. Find your own way to wealth with our educational resources.

Save or invest towards your short, medium or long-term goals. All in one place.

Whether you're saving for short term financial goals or investing your way to a financially secure retirement, Kernel can help get you there. Create the future you want with Kernel's KiwiSaver Plan, Kernel Invest and Kernel Save.

Kernel Wealth - Make it happen

To build long term wealth, you need a diversified portfolio. Start with one designed by our experts, or add and adjust your investments to match your interests.

Investing made easy with smart automation

A mix of funds that invest across NZ and global markets 

Low management fees, starting at 0.25% per annum 

Start achieving your short term saving goals now with Kernel Save. Whether you're saving for your wedding, an upcoming house purchase or building an emergency fund. 

Take the temptation out of withdrawing with Notice Saver

Set yourself up for good with our low-fee Kernel KiwiSaver Plan. Enjoy retirement the way you want. 

Low management fees, with no member or account fees 

Sustainable funds to invest for a better tomorrow

KiwiSaver, Invest, Save 

Kernel eliminated the complexity and stress of investing decisions to help me realise my goals.

I now feel confident to step outside of using simply term deposits and using Kernel to achieve my long-term, financial goals.

Kernel is a fantastic passive investment option. It is low-cost, easy to use. I use Kernel to set and forget my regular investments.

Money for Now, Soon or Later

Invest

Save

KiwiSaver

One platform, any device, any time.

Personalised investing

Automate it!

Wealth creation, made easy

Great products, pricing and benefits,
how investing should be.

5,000+

8.9

Superhuman customer service

Start investing for a better tomorrow, today.

Keep up to date with Kernel

About

Learn

Legal