A diversified fund made up of over 98% growth assets.
Our Funds
Our funds serve as the building blocks of a diversified portfolio. Whether you’re creating a portfolio for the first time or an investment expert, we enable you to spend more time on the things that matter.
Kernel Funds
All funds
Diversified Funds
Global
Local
Sustainability
Future
A diversified allocation of 60% shares and 40% cash and bonds.
Made up of short-term interest bearing assets and other NZ fixed income and floating rate note asset...
Own your piece of 100 blue chip companies across major equity markets. The biggest household names, ...
A globally diversified fund that adjusts companies based on their S&P Global ESG score and alignment...
This fund invests in global real estate companies with weighting towards sustainable practices.
A globally diversified investment in mostly infrastructure lines of business, e.g. utilities, storag...
Own your piece of 500 US companies listed on the New York or Nasdaq stock exchanges. The S&P 500 is ...
Invests in global companies involved in the production or provision of Clean Energy.
S&P Global Dividend Aristocrats
After a strong, regular distribution payment, look no further than Dividend Aristocrats. This Fund i...
Own your piece of 100 blue chip companies across major equity markets, hedged against currency fl...
A globally diversified fund that adjusts companies to be in alignment with the 2016 Paris Agreement....
Global Infrastructure (NZD Hedged)
A globally diversified investment in mostly infrastructure lines of business, e.g. utilities, storag...
Designed for long-term capital growth, the NZ 20 fund invests in 20 of the largest companies listed ...
This fund includes and adjusts companies in the S&P/NZX 50 according to sustainability factors.
The Commercial Property Fund delivers diversification in the property sector by investing in the eig...
NZ Small & Mid Cap Opportunities
The Fund invests in a broad range of smaller companies listed on the New Zealand Exchange (NZX), and...
S&P Kensho Moonshots Innovation
Own your share of 50 of the most innovative US-listed companies at the forefront of disruptive theme...
S&P Kensho Electric Vehicle Innovation
Invest in a diversified mix of global companies involved in the electric vehicles sector and the eco...
Got questions?
We have answers.
How do I choose my investments?
Which investments you choose is personal to your situation, tolerance for risk, time horizon and general preferences. We have a few great resources on how to select investments, including what to consider - read more here. You may also wish to consult a financial adviser (especially with complex situations). Contact our team for independent financial adviser suggestions.
Which KiwiSaver fund should I choose?
You can choose between our three diversified funds - Kernel Cash Plus, Balanced and High Growth Funds - or create a custom KiwiSaver Plan with a mix of the Kernel funds. Read about whether the Kernel KiwiSaver Plan is right for you here.
Start investing for a better tomorrow, today.
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Indices provided by: S&P Dow Jones Indices