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Kernel Funds

All funds

Diversified Funds






Cash Plus

Made up of short-term interest bearing assets and other NZ fixed income and floating rate note asset...

US Bond

Invest in the world’s biggest bond market, hedged to the New Zealand dollar.

Got questions?
We have answers.

  • How do I choose my investments?

    Which investments you choose is personal to your situation, tolerance for risk, time horizon and general preferences. We have a few great resources on how to select investments, including what to consider - read more here. You may also wish to consult a financial adviser (especially with complex situations). Contact our team for independent financial adviser suggestions.

  • Which fund should I choose?

    You can choose between our three diversified funds - Kernel Cash Plus, Balanced and High Growth Funds - or create a custom KiwiSaver Plan with a mix of the Kernel funds. Read about whether the Kernel KiwiSaver Plan is right for you here.

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Indices provided by: S&P Dow Jones Indices