We've kept it simple. There is no member fee applied when using the Kernel KiwiSaver Plan. Our annual fund management fees vary depending on the fund your KiwiSaver balance is invested in. 

What are the fees for the Kernel KiwiSaver Plan?

Kernel is regulated and licensed by the Financial Markets Authority and our Funds are supervised by Trustees Executors Limited, who set our requirements to operate. Read more on investment security 

How safe is my investment?

It’s simple, there are no transaction fees. Invest as regularly as you like, for no extra cost!

Are there transaction fees?

Five minutes of your time, your IRD number, your New Zealand identification and your NZ bank account details. If you don’t have NZ I.D. you can contact us for other options. 

What do I need to get started?

Grow your money without the hidden costs.

A bright future doesn’t cost a fortune

Make regular investments, without any transaction fees.

Get started with any saving or investment amount - there are no minimums.

Invest internationally without foreign currency exchange fees.

Pricing and benefits

Fund management fees

Core index funds

Specialty index funds

Actively managed funds

A bright future doesn’t cost a fortune

No transaction fees

No minimums

No FX fees

Your questions, answered

What are the fees for the Kernel KiwiSaver Plan?

How safe is my investment?

Are there transaction fees?

What do I need to get started?

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