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Pricing

We've kept our fees low, simple and transparent - no hidden costs here.

Invest

Platform fees

$0

/month

$0-$25,000 portfolio

$5

/month

Over $25,000 portfolio

  • No minimums

  • No transaction fees

  • No foreign exchange fees

KiwiSaver

Platform fees

$0

/month

$0-$25,000 account

$0

/month

Over $25,000 account

  • No minimums

  • No transaction fees

  • No foreign exchange fees

Save

Platform fees

$0

/month

$0-$25,000 account

$0

/month

Over $25,000 account

  • No minimums

  • No transaction fees

  • No account management fees

Fund management fees

Expertly crafted investment funds, at a competitively low price.

Core funds

16 funds available

0.25%

/annually

Any amount invested

Speciality funds

3 funds available

0.45%

/annually

Any amount invested

Kernel’s speciality funds include the Kernel Moonshots Innovation, Kernel Electric Vehicle Innovation and Kernel Global Clean Energy Funds. All other funds are considered core funds.

A bright future doesn’t cost a fortune

Grow your money without the hidden costs.

No transaction fees

Make regular investments, without any transaction fees.

No minimums

Get started with any saving or investment amount - there are no minimums.

No FX fees

Invest internationally without foreign currency exchange fees.

Got questions?
We have answers.

  • How does the platform fee work?

    Our platform fee applies to your total portfolio value, meaning any money you have invested in Kernel funds or sitting ready to invest. We deduct the platform fee in arrears at the end of each month from your Kernel Wallet. Find out more.

  • What are "Core" and "Specialty" Funds?

    To help you differentiate between our funds, we have grouped them into two main types of funds, inspired by a core-satellite investing approach. Kernel’s specialty funds include the S&P Global Clean Energy Fund, S&P Kensho Moonshots Innovation Fund and S&P Kensho Electric Vehicle Innovation Funds. All other funds we consider to be core funds. Read more.

Start investing for a better tomorrow, today.

If you’d like to talk to a human, call us on 0800 537 635 during 9 am - 5 pm weekdays.

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© Copyright 2023 Kernel Wealth Limited

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Indices provided by: S&P Dow Jones Indices