Pricing and benefits
We've kept our fees low, simple and transparent.
Core
For investors starting out, or those who want a simple, low-cost way to save and invest.
$0
NZD
/yearly
Benefits
Access to KiwiSaver, Investing & Saving
1.50% FX fee on US Shares and ETFs
Features
KiwiSaver and Fund fees from 0.25% p.a.
Individual, joint & child accounts
A platform experience to love
Plus
For regular investors who want access to our full fund range and the tools to automate their investments.
$50
NZD
/yearly
Benefits
Access to KiwiSaver, Investing & Saving
0.60% FX fee on US shares & ETFs
Features
Everything in Core
Exclusive products & features (coming soon)
Premium
For investors with trust, company accounts, or larger portfolios who want the most from their Kernel membership including our lowest FX rate.
$150
NZD
/yearly
Benefits
Access to KiwiSaver, Investing & Saving
0.40% FX fee on US shares and ETFs
Features
Everything in Plus
Trust & Company accounts