Save for short-term goals alongside your investments.
Our all-in-one personal finance platform lets you manage your short term savings, while watching your long-term investments grow. One log-in, and no hassles.
Feel good about money
The feeling of paying for something after saving up is so sweet. Get there faster with Kernel Save's competitive interest rates.
Start saving for your future home, today.
Secure
Held at RBNZ registered banks
Free
With Kernel investment accounts
Notice Saver
5.25%P.A.*
Access your money with 34 days' notice
No minimums, fees or limits
Money held securely with a RBNZ registered bank
No paperwork or account openings
On-call Savings
Coming soon
Access your money anytime without fees
No minimums, fees or limits
Money held securely with a RBNZ registered bank
No paperwork or account openings
*rate as at 14/04/23 before tax and is subject to change
Got questions?
We have answers.
How do I deposit to Save?
Simply deposit money into your Kernel account wallet and once it’s cleared, you can transfer the money to Kernel Save.
How secure is my money?
All money is held by Kernel as the registered custodian with a registered New Zealand bank regulated by the Reserve Bank of New Zealand. While bank defaults are possible, capital adequacy requirements make this very unlikely.
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Start saving for a better tomorrow, today.
If you’d like to talk to a human, call us on 0800 537 635 during 9 am - 5 pm weekdays.