Join in minutes, build wealth for years.
Creating an account takes minutes. Confirm your identity and details, then get on your way to achieving your financial goals.
Sign up for free in a matter of minutes.
The first step to getting started with any Kernel products is creating an account.
Whether you are setting up an individual, kids, trust or company account, signing up is paperless, hassle-free and doesn’t cost a cent!
Confirm your identity.
The next step is to confirm it’s you opening an account - a tiny bit of admin, but a very important step!
You’ll need your bank account details, IRD number and I.D. This can be your NZ drivers license or passport.
We can also accept a certified copy of foreign passports – get in touch with our friendly team with any further questions.
Start working towards your goals.
Once you’re verified, start saving towards your short term goals with Kernel Save, build a long-term investment portfolio with Kernel Invest or transfer your KiwiSaver balance.
Simply sign in to see your dashboard and pick the products that fit what you need.
Low fees and no hidden costs.
We have no lock-in periods, invest from little as $1 and $0 transactions fees, so managing your account is easy.
Find out more about our fees below.
Personalise your account to work for you.
Access and adjust your investments at any time. Set-up auto-invest in a few clicks, customise your savings accounts, set some goals or withdraw your money if you need it.
We’ll take care of the tax and distributions so you can sit back, relax and let your money grow.
