Great investing is long term
Great investing is long term
Keep it simple by investing in our diversified funds, or customise your portfolio with our range of funds. Then automate it.
Daughter's education
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Your auto-invest of $350 was successful.
Ready-made, diversified,
good to go
Choose between three diversified funds, covering short, medium and long-term timeframes.
Make it custom,
make it you
Shape your portfolio to reflect your values, goals or life stage. Mix and match between 25 Kernel funds to customise your portfolio.
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Tax efficient, optimised
Designed to maximise tax efficiency, all our funds are Portfolio Investment Entities (PIEs).
Data driven, proven methods
With the majority of our funds index-tracking, we use well researched data to drive our investment decisions.
The time tested approach to investing
We take a long-term approach to investing and believe our investors should too. Rome wasn't built in a day, and neither was financial freedom.
Partnered with industry leaders
We partner with leading index provider, S&P Dow Jones Indices, to bring you expertly-crafted financial products.
Auto-Invest approved
$500 invested in S&P 500
Auto-Invest
$500 fortnightly
Next: Tues 30 Jan 2024
Automate for auto-magic
Take the hard work out of investing with our Auto-Invest feature. Set and forget at its finest.
Low fees,
more freedom
Expertly crafted funds at a competitively low price. No transaction fees, minimums or hidden costs.
Fund management fees
0.25-0.30%
/annuallyCore index funds
16 funds available
+13
0.45%
/annuallySpecialty index funds
4 funds available
0.25-0.50%
/annuallyActively managed funds
5 funds available
Trusted by 20,000+ Kiwis
Our customers trust us with over $1B of their money. Here are a few ways we keep it safe:
Licensed by the FMA
As a licensed fund manager, Kernel is subject to ongoing regulation by the Financial Markets Authority.
Independent supervisor and custodian
Kernel's funds are supervised by Trustees Executors Limited. All assets are held by an independent custodian.
2-factor authentication
We use 2FA to protect your Kernel account. Confirm it's you before logging in.
For people making moves
Your questions, answered
View all Invest FAQs
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investment journey?
Open a Kernel account in minutes, start investing in days.
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