blog header image_beginner investor story_ryan potter

Using a set and for get approach, investor Ryan Potter is aiming to achieve his goal of creating intergenerational wealth for his family.

Investor Stories: Ryan Potter

Meet James, a proud Hawkes Bay local who enjoys the sea and scenic landscapes of his hometown, Napier. Find out how he's using Kernel to reach his financial goals.

Investor Stories: James Bedingfield

When making the decision to invest it's natural to seek comfort that they're being managed prudently. At Kernel, your investments are protected.

How Safe is My Investment?

Whether you're interested in having a member of our team join your conference or panelist event, host an in-office financial literacy workshop or want to collaborate with us to bring a new event to life, we'd love to work with you to create some event magic. 

Meet the Kernel team in person, at one of our in person events or online webinars.  Find out what events we've got planned throughout the year here.

Events

Yes! Kernel offers kids accounts that can be opened for those aged under 18. You will need the child’s IRD number, NZ passport or birth certificate and your own NZ passport or driver's license. Read how the application process works 

. If the child does not yet have an IRD number and you are their parent or legal guardian you can apply with the 

Can I open an account for a child?

Which investments you choose is personal to your situation, tolerance for risk, time horizon and general preferences. We have a few great resources on how to select investments, including what to consider - 

. You may also wish to consult a financial adviser (especially with complex situations). 

 for independent financial adviser suggestions. 

How do I choose my investments?

The level of risk associated with a fund depends on how much the value of a fund’s assets goes up and down (volatility). At Kernel, we use the industry-standard risk indicator scale to illustrate the level of risk associated with investing in a specific fund. 

How risky is an index fund?

Which fund you choose should be in consideration of your age, appetite for risk, your time horizon for the investment and your purpose. You've got a wide range of Kernel funds to choose from - 

What fund should I choose?

Whether you are brand new to KiwiSaver or switching to Kernel from another provider, joining our plan takes less than five minutes. First, 

 then opt to transfer your KiwiSaver balance through the Kernel dashboard. 

Joining the Kernel KiwiSaver Plan is effortless and takes just a few minutes to complete. Find out how. 

How do I join the Kernel KiwiSaver Plan?

Very safe. The Kernel KiwiSaver Plan is regulated by the Financial Markets Authority and supervised by Trustees Executors Limited. By law, the supervisor has the responsibility to oversee our activities in the interests of all investors. You can 

How safe is my money with Kernel?

If you’d like to talk to a human, call us on 

All our products are available to New Zealand residents. While our Kernel KiwiSaver plan is currently only available to individuals over 18, we can open Invest accounts for kids, trusts and companies.

Who can invest?

The tax you pay on investments in our funds depends on your Prescribed Investor Rate and whether you’re investing in NZ or Global Funds. 

What tax do I pay when investing?

The fees you pay depend on the products you would like to use. You can read more about 

. There are no membership, account, entry, exit, switch or transaction fees!

How much will I pay in fees?

Learn the ins and outs of all things money, property, investing and building wealth.

child holding money and piggy bank_learn about money and investing

Stay up to date with the latest investment news and articles. Learn the ins and out of building wealth with our regular blogs, podcast episodes, videos and webinars.

Learn

Join Cat and Christine every Tuesday for the ins and outs of all things money, property, investing and building wealth.

Kernel turned 3 in August 2022, so we thought we'd take a moment to reflect on our journey and what the future holds. As a business, we are truly passionate about your long-term financial well-being and we're looking forward to helping you make it happen for many more years to come. 

Watch our Founder and CE, Dean Anderson, as he reflects on Kernel's growth over the last 3 years. 

Kernel's 3rd Birthday

In this webinar Kernel CEO, Dean Anderson and Head of Product, Armin Svoboda, chat about the exciting opportunities happening at Kernel. They also answer questions submitted by our investors about our new funds, products, the Kernel KiwiSaver Plan, and more! 

In this webinar Kernel CEO, Dean Anderson and Head of Product, Armin Svoboda answer questions submitted by our investors about our new funds, products, the Kernel KiwiSaver Plan, and more! 

New Opportunities for Kernel Investors - Q&A Webinar

We sat down with Kale Emery, Director & Financial Adviser at The Money Men to chat through the things you need to know when looking for a financial adviser. Kale explains the different types of financial advisers, how much they charge, when to start thinking about using an adviser and more. 

Learn everything you need to know about working with a financial adviser in New Zealand - how much adviser fees are, when to see one and more. 

Brush up on your financial know-how

Blog

Financial freedom can be found in a podcast

Videos & Webinars

Got questions?
We have answers.

Who can invest?

What fund should I choose?

What tax do I pay when investing?

How risky is an index fund?

How do I choose my investments?

How much will I pay in fees?

Events by request

Start investing for a better tomorrow, today.

Keep up to date with Kernel

About

Learn

Legal

Brush up on your financial know-how

Blog

Financial freedom can be found in a podcast

Videos & Webinars

Got questions? We have answers.

Who can invest?

What fund should I choose?

What tax do I pay when investing?

How risky is an index fund?

How do I choose my investments?

How much will I pay in fees?

Events by request

Start investing for a better tomorrow, today.

Keep up to date with Kernel

About

Learn

Legal

Got questions?
We have answers.