Our Team

Our team of globally experienced financial professionals are passionate about helping Kiwis achieve financial freedom. Our team came together to create Kernel as a response to our frustration with the failings we saw in New Zealand’s financial services industry, and the negative impact this was having on Kiwis’ financial futures.

Dean Anderson
Chief Executive 

Stephen Upton
Chief Operating Officer

Catherine Emerson
Head of Marketing & Strategy

Armin Svoboda
Head of Digital Product

Sam Williams
Head of Tech

Christine Jensen
Marketing Manager

Sam Tither
Operations Analyst

Gavin Weekes
Risk & Compliance

Ryan Potter
Senior Software Engineer

Nick Sigley
Software Engineer

Our Company

Accredited Living Wage Employer
People first, always

Our mission to create a world where Kiwis are wealthier, more financially literate and good savings and investing behaviours is embedded for future generations, starts internally with our people.

As an Accredited Certified Living Wage Employer, we want to ensure our employees are paid fairly in order to fund a life they can enjoy.

Our desire to put people first extends even further to our financial literacy efforts, where we provide a range of helpful resources and support the Commission for Financial Capability (CFFC)’s Money Week each year. Included in this, we run free seminars, host educational events and more.

Carbon Neutral
We offset our carbon emissions

As a future-focussed company, we voluntarily offset our carbon emissions through Toitu Envirocare.

Further, we make a concerted effort to reduce our carbon footprint by minimising domestic travel, opting for compostable marketing materials and more.

Supporters of the Pride Community
Proud supporters of the pride community

One of our core values is to foster thinking differently – because not all investors are alike. We empower them to express their individuality.

We’re proud to be members of and support the rainbow community during Pride Week and every other day of the year.

Diversity
Our take on diversity

Behind the scenes, we are a growing, dedicated and diverse team that shows deep respect for everybody we engage with. 

We carry ourselves with integrity and this is reflected in how we engage with you as our investor. 

Kernel is committed to providing a safe, welcoming and inclusive workplace for all staff. We respect and value the characteristics that make individuals unique including gender, gender identity and expression, ethnicity, disability, age, sexual orientation, religion and socio-economic background. That does not mean tokenism, photographic diversity or bias. 

It means during recruitment, internal discussion and career progression considering more than skills and experience, as to how the new perspective, personality and background might complement our team and mission. 

We believe a team that supports and represents the diversity within our communities makes our organisation stronger. It also makes us more capable of understanding our broad-ranging investor needs, ensuring we respond effectively to them. 

What we stand for
Never Stop Innovating

An insatiable desire to understand the inner workings of things fosters an environment of continual thinking and problem solving.

Say It Like It Is

We will always engage with our investors in a language they understand – never diluted and never in the small print.

Think Different

Not all investors or our team are alike and we will empower them to express their individuality.

Think Together

We encourage open and free sharing of opinions, so that everyone feels as though they can collaborate and contribute.

We’re always on the look out for talented individuals to join our team

Investing
Dean Anderson

Demystifying index fund returns

Over the past few years Kiwis have started to grasp the benefits of investing in low-cost index funds. We have joined a decades-long global trend that has fundamentally reshaped the way

Investing
Stephen Upton

Successful investing is a lot simpler than you think

Successful investing is simple and mostly common sense, but that doesn’t mean it is easy.  As investors we can refer to decades of research, historical performance and of course, hindsight. So, what does

Investing
Stephen Upton

Investing for Retirement: The Realities of Downsizing

For some, retirement feels like a far-away idea and for others, it’s not too far-away reality. Whether you have a 40, 20 or 10 year time horizon until you reach retirement age, how you’re

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Have any questions? Call us on 0800 537 635 during 9am-5pm weekdays.