Latest Fund FactSheet
Updated: 31.08.2025
Conservative
A diversified allocation of 30% shares and 70% cash and bonds.
3-7 Years
Minimum suggested investment time frame
4.04%
5 year p.a index return as at 31 August 2025
3.73%
Indicative dividend yield as at 31 August 2025
0.25%
Management fee p.a.
Overview
This fund is designed for lower-risk investors, with a majority of its assets allocated to fixed income assets, such as bonds and cash equivalents. The fund provides broad diversification and suits those seeking capital preservation and income, such as retirees or short-to-medium-term investors.
Portfolio Fit: Suitable as a core holding
Where is my money?
Take comfort in knowing which companies and locations your money is invested in.
holdings
Fund holdings as at 31 August 2025
| Company | Country | Industry | Weighting |
|---|---|---|---|
iC iShares Core US Aggregate Bond ETF | US | 14.96% | |
N4 NZGS 4.25% 15/05/2034 | NZ | 6.72% | |
Bo Bank of China Deposit | NZ | 5.29% | |
N1 NZGS 1.50% 15/05/2031 | NZ | 3.64% | |
N2 NZGS 2.75% 15/04/2037 | NZ | 3.47% | |
N4 NZGS 4.50% 15/05/2030 | NZ | 3.27% | |
Country weightings
This graph shows the fund allocation according to the countries.
New Zealand (62.0%)
United States (29.4%)
Canada (1.6%)
Great Britain (1.2%)
France (0.9%)
Japan (0.9%)
Spain (0.6%)
Other (2.8%)
Country and Sector composition as at 31 August 2025.
Returns
As at 31 August 2025
N/A
3 months
N/A
1 year
N/A
3 years
N/A
5 years
0.50%
Since inception
Fund returns are after fees and at 0% PIR tax. Returns for periods more than a year are annualised to be per annum (p.a.). See our full performance disclaimer for more details.
Risk
The risk indicator reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way. The lowest risk rating doesn’t mean “risk-free” and this risk indicator is not a guarantee of a Fund’s future performance.
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2
3
4
5
6
7
Lower risk
Higher risk
Performance
Range of Returns
-8.01% vs 15.69%
The lowest and highest 12 month returns, in 5 years as at 31 August 2025*
Growth of 10K
$12,189.82
For the 5 years as at 31 August 2025, an investment of $10,000 would be up 21.90%*
Investment Objective
Growth & Diversification
The fund is designed to focus on positive real returns over the medium term while lessening volatility through diversification.
*These are the gross benchmark returns, not including fees or taxes.
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