Cash Fund, Term Deposit or Saving Account: Which Do I Choose?
Where is the best place to put money you’ll need in the next few months or couple of years? Let’s take a look.

Tim Rodriguez
November 21, 2023
Keen to save smarter for what matters today and tomorrow? Here you can learn the ins and outs of budgeting, saving and money management.
Where is the best place to put money you’ll need in the next few months or couple of years? Let’s take a look.
Tim Rodriguez
November 21, 2023
Top 10 Personal Finance Books for Kiwis
There is a range of personal finance books to help improve your financial knowledge and long-term we...
Dean Anderson
January 17, 2023
How to Reduce Your Wedding Budget and Maximise your Big Day
Getting married soon? Find out how to plan a wedding on a budget, reduce your wedding costs and save...
Ben Tutty
October 11, 2022
How to Prioritise Your Financial Goals
Want to improve your financial situation but not sure how where to start? Check out the Kernel guide...
Ben Tutty
October 6, 2022
5 Budgeting Tools To Sort Your Finances
If you want something for tracking your spending and savings over time, a spreadsheet or a budgeting...
Christine Jensen
April 29, 2022
How to Set and Follow Through With Your 2022 Financial Goals
Do you have financial goals or life goals that you'd like to tackle in 2022? We share our tips to do...
Christine Jensen
December 28, 2021
How You Should Invest When Interest Rates are 0%
Did you have savings in a bank account in 2020 when interest rates were 0%? We explain what this mea...
Dean Anderson
January 19, 2021
The Opportunity Cost of Savings
In the past year, the real return on a savings account has gone negative. So what's the opportunity ...
Dean Anderson
October 31, 2020
With Term Deposits So Low in NZ, How Should You Invest in 2020 and Beyond?
Want to make your money work for you but don't know how when term deposits and savings account rates...
Catherine Emerson
September 9, 2020
How to Set Up an Emergency Fund
We never know what life can throw at us financially, so we need to be prepared when big expenses hit...
Dean Anderson
August 9, 2020
If you’d like to talk to a human, call us on 0800 537 635 during 9 am - 5 pm weekdays.
For market updates and the latest news from Kernel, subscribe to our newsletter. Guaranteed goodness, straight to your inbox.
Indices provided by: S&P Dow Jones Indices