How to Set Up an Emergency Fund
We never know what life can throw at us financially, so we need to be prepared when big expenses hit. Here's the 101 on emergency funds.

Dean Anderson
4 August 2025
Keen to save smarter for what matters today and tomorrow? Here you can learn the ins and outs of budgeting, saving and money management.
We never know what life can throw at us financially, so we need to be prepared when big expenses hit. Here's the 101 on emergency funds.
Dean Anderson
4 August 2025
Choosing Between Bonds, Cash and Term Deposits
In this blog, we will dive into the key differences between these three options, providing you with ...
Tim Rodriguez
30 July 2025
Cash Fund, Term Deposit or Saving Account: Which Do I Choose?
Where is the best place to put money you’ll need in the next few months or couple of years? Let’s ta...
Tim Rodriguez
30 July 2025
Top 10 Personal Finance Books for Kiwis
There is a range of personal finance books to help improve your financial knowledge and long-term we...
Dean Anderson
17 January 2023
How to Reduce Your Wedding Budget and Maximise your Big Day
Getting married soon? Find out how to plan a wedding on a budget, reduce your wedding costs and save...
Ben Tutty
11 October 2022
How to Prioritise Your Financial Goals
Want to improve your financial situation but not sure how where to start? Check out the Kernel guide...
Ben Tutty
6 October 2022
5 Budgeting Tools To Sort Your Finances
If you want something for tracking your spending and savings over time, a spreadsheet or a budgeting...
Christine Jensen
29 April 2022
How to Set and Follow Through With Your 2022 Financial Goals
Do you have financial goals or life goals that you'd like to tackle in 2022? We share our tips to do...
Christine Jensen
28 December 2021
How You Should Invest When Interest Rates are 0%
Did you have savings in a bank account in 2020 when interest rates were 0%? We explain what this mea...
Dean Anderson
19 January 2021
The Opportunity Cost of Savings
In the past year, the real return on a savings account has gone negative. So what's the opportunity ...
Dean Anderson
31 October 2020
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Indices provided by: S&P Dow Jones Indices